Unit Investment Trusts
- Broadridge Content
Find out why unit investment trusts have become more popular as an investment vehicle.
Achieve Retirement & Wealth ManagementSM
Building Wealth, One Step at a Time
We Put the Needs of Our Clients First
At Achieve Retirement & Wealth Management℠, we focus on your goals and your personal situation.
There are no one-size-fits-all financial strategies. We create a custom, professional approach for you.
There are no one-size-fits-all financial strategies. We create a custom, professional approach for you.
The benefits of a boutique firm, backed by industry strength
We operate with large firm capabilities through our professional affiliation with custodian (Charles Schwab Inc.), Tech Stack, Cybersecurity, Compliance, Legal and Marketing strategic partners.
Every client is an individual. We look at your unique situation to help you develop a financial strategy that fits.
What We Do
As goal-based Fiduciaries, we put our client's needs above all else as we provide the following services:
Personalized Investment Management
We help clients pursue their financial objectives through strategic planning and asset allocation.
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Financial and Retirement Planning
No two clients are alike. We will work together to create an individualized plan with the step-by-step directions to get there.
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How We Do It
Many people believe that their financial well-being is linked solely to their ability to earn a high income. True financial independence, however, has much more to do with understanding and taking advantage of the finances you have. It's more about setting financial goals and learning to use financial strategies that will help you meet your objectives.
My goal as a Certified Financial Professional® is to help you plan for financial security. Whether your goals involve building wealth through investing, funding a child's college education, planning for a comfortable retirement, or protecting your estate, I can help you develop a roadmap to reach your goals and make wise decisions to help improve your financial situation.
Insights & Industry News
Back to Basics: Diversification and Asset Allocation
- Broadridge Content
Understanding how these two concepts work can help you put together a portfolio that targets your specific needs.
What's the Homestead Act?
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Many states have enacted their own homestead laws.
Can I buy a house with no money down?
- Broadridge Content
Some special mortgage programs allow you to purchase a home with no down payment.
Municipal Bonds: A Tax-Friendly Way to Put Capital to Work
- Broadridge Content
Muni bonds have long been a mainstay in the portfolios of income-focused investors who want to manage taxes.
Bypass Trust (also called B Trust or Credit Shelter Trust)
- Broadridge Content
A bypass trust (also called a B trust or a credit shelter trust) is a trust that can be used by married couples in conjunction with a marital trust to minimize federal estate tax that will be due on their combined estates. Assets will be transferred from the estate of the first spouse to die into the bypass trust such that his or her federal applicable exclusion amount (the amount that can be sheltered from gift and estate tax by the unified credit) is fully used. The remainder of the assets of the first spouse to die will then be transferred into the marital trust.
Irrevocable Life Insurance Trust
- Broadridge Content
An irrevocable life insurance trust (ILIT), sometimes referred to as a wealth replacement trust, is a trust that is funded, at least in part, by life insurance policies or proceeds. If properly implemented, an ILIT can help minimize estate taxes and provide a source of liquid funds to your estate for the payment of taxes, debts, and expenses.
Medicare Open Enrollment: A Time for Choices
- Broadridge Content
Each year Medicare offers an opportunity to review coverage options and make changes.
Some Additional Materials for Your Use
Resources
Our Content Library contains articles, newsletters, and videos that can help you stay up to date on financial issues. From timely articles that reflect the current news cycle to pieces that can help guide you through major life events, you’ll find reliable, educational information here. We also provide calculators to help support a wide range of decisions you may be facing right now.
Working Together
Your family is important to you. Your family is important to us as well. That’s why we take the time to understand your unique situation—your goals, your needs, the hopes that you have for your children. Together we’ll implement a plan tailored for your unique situation.